Banking Risk Management According to Basel Regulations Course

The process of identifying, assessing, and managing risks is considered one of the key factors in the success of banks and the achievement of their objectives. It serves as a safety valve for these institutions by providing possible and suitable solutions for the risks they face, thereby reducing their exposure to unexpected losses that may hinder their progress towards profitability and growth. The repeated global financial crises have compelled financial institutions to seek mechanisms to confront risks affecting their operations and to find common ground among central banks worldwide. This led to the formation of the Basel Committee on Banking Supervision by the Group of Ten Industrialized Countries in late 1974, under the auspices of the Bank for International Settlements in Basel, Switzerland. The committee has issued several updates to its regulations in response to changes and developments in the banking market.

• Identifying the nature of risks surrounding banking operations and distinguishing between the types of risks that banks face.

• Managing risks in banks, including the stages involved and determining the acceptable level of risks.

• Applying appropriate tools for risk management in banks in accordance with Basel Committee regulations.

• Determining techniques and procedures for measuring risks in banks.

• Understanding the components of the Capital Adequacy Ratio (CAR) standard necessary for addressing risks and how to implement it.

Banking Risk Management According to Basel Regulations Course